About Us

During these economic times individuals, families, seniors, and small businesses alike are faced with mounting debt. There are numerous radio, TV, and Internet ads promising you the world. All you have to do is call their toll free number. Unfortunately, they over promise and under deliver.

Then there is Sill and Associates where things are different. We’re not the new kid on the block. We are local, servicing Northern and Central California, and the Bay Area. We have over 20 years of experience, helping our clients resolve overdue credit cards, unpaid medical bills, late bank and auto loans, and IRS tax issues.

Founded in 1995 by the late Dennis Sill, the firm has evolved over almost two decades as the respected, trustworthy, industry standard-bearer. Unlike other debt resolution companies who have recently entered the marketplace, Sill and Associates has no affiliation with any creditors. Sill and Associates has an extensive track record negotiating with creditors, and utilizes an active and persistent approach to resolving our clients’ debts.

Things are indeed different here. Clients are our partners… and our word is our reputation.
We deal in results… YOURS!


George Pavlick
Managing Partner

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