“I was about to cancel my appointment when I heard what happened to a fellow business owner with a company he used.  After he signed up for the program and started paying the fees, he found out that the debt negotiators were in the Philippines.

I almost decided not to show up for my consultation, but I did.  I met in their office and was able to speak to one of their debt mediators in person.  They all worked out of the same local office.  I was impressed.  They eventually settled my debts for much less than I owed.  And I never spoke with anyone in the Philippines.”
~Sacramento business owner 

“My son insisted that he go with me to visit the Sill people. He said they sounded too good to be true. Well, he was wrong! They helped me with my medical bills. I just didn’t know where to turn. Now I don’t owe one single penny! I can sleep at night… and my son isn’t worried about me anymore.”

~Name withheld for privacy

“Those collection people were harassing me day and night. I finally decided that I had to find someone who could help. I got into trouble and ran up my credit cards. The interest just kept adding up and I couldn’t see a way out. Then Jennifer, at Sill & Associates, negotiated a payment settlement. I paid off both credit cards with just one payment. She even helped me begin to clean up my credit and is amazing! Thank you!”

“When he lost his job, we just got further and further behind in our payments. He’s trying his best to find a new job. It’s not like we were spending money on vacations or new clothes. We’re trying to put food on the table and keep the lights on. But, the bank doesn’t care. They still just want their money and filed a law suit. Thank heaven we found Sill & Associates. They got the bank to settle for a flat amount, and we just make low monthly payments. It’s like magic…. and it didn’t cost an arm and a leg.”
~Name withheld for privacy

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